---
description: Detaillierte Informationen über BILL Spend & Expense zu Benutzerfreundlichkeit, Funktionen, Kosten, Vor- und Nachteilen aus verifizierten Nutzer-Erfahrungen. Lies Ratings & Bewertungen und entdecke ähnliche Tools dank Capterra Schweiz.
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title: BILL Spend & Expense Kosten, Erfahrungen & Bewertungen - Capterra Schweiz 2026
---

Breadcrumb: [Startseite](/) > [Reisekostenabrechnung Software ](/directory/30559/expense-report/software) > [BILL Spend & Expense](/software/166905/divvy)

# BILL Spend & Expense

Canonical: https://www.capterra.ch/software/166905/divvy

Seite: 1 / 19\
Weiter: [Nächste Seite](https://www.capterra.ch/software/166905/divvy?page=2)

> Divvy verfolgt Betriebsausgaben und stuft sie ein, in Echtzeit. Unsere Software ermöglicht Transparenz und Kontrolle vor dem Ende des Monats. 
> 
> Bewertung: **4.7/5** von 437 Nutzern. Top bewertet für **Weiterempfehlungsquote**.

-----

## Übersicht

### Wer verwendet BILL Spend & Expense?

Alle Unternehmen mit Kostenberichten 

## Kurzstatistiken und Ratings

| Metrik | Bewertung | Detail |
| **Gesamt** | **4.7/5** | 437 Nutzerbewertungen |
| Bedienkomfort | 4.6/5 | Auf Basis der Gesamtbewertungen |
| Kundenbetreuung | 4.6/5 | Auf Basis der Gesamtbewertungen |
| Preis-Leistungs-Verhältnis | 4.7/5 | Auf Basis der Gesamtbewertungen |
| Funktionen | 4.5/5 | Auf Basis der Gesamtbewertungen |
| Empfehlungsprozentsatz | 90% | (9/10 Weiterempfehlungsquote) |

## Über den Anbieter

- **Unternehmen**: BILL
- **Region**: Palo Alto, CA 94303, USA
- **Gegründet**: 2006

## Gewerblicher Kontext

- **Startpreis**: $ 0.00
- **Preismodell**:  (Kostenlose Version verfügbar) (Gratis Testen)
- **Zielgruppe**: Selbstständig, 2–10, 11–50, 51–200, 201–500, 501–1'000, 1'001–5'000, 5'001–10'000, 10'000+
- **Bereitstellungen und Plattformen**: Cloud, SaaS, webbasiert, Mac (Desktop), Windows (Desktop), Android (mobil), iPhone (mobil), iPad (mobil)
- **Unterstützte Sprachen**: Englisch
- **Verfügbare Länder**: Vereinigte Staaten

## Funktionen

- Audit Trail
- Aufgabenmanagement
- Ausgabenanalyse
- Belegmanagement
- Berichterstattung / Analyse
- Berichterstattung und Statistik
- Budgetierung/Prognosen
- Cash Management
- Compliance Management
- Dashboard Software
- Daten-Import / -Export
- Dokumentenmanagement
- Einkommen & Bilanz
- Erinnerungen
- Erstattungs-Management
- Finanzanalyse
- Firmenkarte
- Genehmigungs-Workflow
- Gewinn-und Verlustrechnung
- Hauptbuch
- Kategorisierung / Gruppierung
- Konsolidierung / Roll-Up (Reporting)
- Kontakt-Datenbank
- Kontrolle des Genehmigungsprozesses
- Kosten-Kontrolle
- Kostenverfolgung
- Kundenmanagement
- Management von Beschränkungen
- Mehrere Währungen
- Mobile App
- Mobile Zahlungen
- Online-Buchung
- Projekt-Nachverfolgung
- Reservierungs-Management
- Richtlinien Managemen-
- Third-Party Integrations
- Upload mobiler Kaufbelege
- Workflow-Management
- Zahlungsabwicklung
- Zeit & Kosten Verfolgung

## Integrationen (11 insgesamt)

- Dynamics 365 Business Central
- Gmail
- HRIS
- Lyft Business
- NetSuite
- QuickBooks Enterprise
- QuickBooks Online
- QuickBooks Online Advanced
- Sage Intacct
- Slack
- Xero

## Optionen für Kundensupport

- E-Mail/Helpdesk
- FAQ/Forum
- Wissensdatenbank
- Telefon-Support
- 24/7 Live-Support
- Chat

## Category

- [Reisekostenabrechnung Software ](https://www.capterra.ch/directory/30559/expense-report/software)

## Ähnliche Kategorien

- [Reisekostenabrechnung Software ](https://www.capterra.ch/directory/30559/expense-report/software)
- [Rechnungsprogramme und Faktura-Software](https://www.capterra.ch/directory/30015/billing-and-invoicing/software)
- [Travel Management Systeme](https://www.capterra.ch/directory/31057/travel-management/software)
- [Financial Reporting Software](https://www.capterra.ch/directory/30050/financial-reporting/software)
- [Zeit- und Spesenabrechnung-Software](https://www.capterra.ch/directory/30080/time-and-expense/software)

## Alternativen

1. [QuickBooks Online](https://www.capterra.ch/software/141374/quickbooks-online) — 4.3/5 (8447 reviews)
2. [PayPal](https://www.capterra.ch/software/179251/paypal) — 4.6/5 (26408 reviews)
3. [Abby](https://www.capterra.ch/software/1036470/abby) — 4.7/5 (604 reviews)
4. [Xero](https://www.capterra.ch/software/169561/xero) — 4.4/5 (3292 reviews)
5. [QuickBooks Enterprise](https://www.capterra.ch/software/46497/quickbooks-enterprise) — 4.5/5 (20639 reviews)

## Nutzerbewertungen

### "I appreciate how simple it is to keep track of invoices and receipts" — 4.0/5

> **Maddie** | *10. Mai 2022* | Informationstechnologie & -dienste | Empfehlungsbewertung: 9.0/10
> 
> **Vorteile**: Because it is so user-friendly, this program has completely changed the way we track our expenditures and enter our data. Because each employee may now input their receipts, it has saved our accounting department many hours of labor each month. Divvy is a fantastic service. It's simple to pick up. I was worried I'd be disoriented, but a quick scan of the area turns up everything I need.
> 
> **Nachteile**: ACH transactions are taking too long to process. We'd want to be able to send PayPal monies straight to Divvy for payments. It is not possible to map QBO tags for transactional line items at this time. Improvements are constantly needed, just as with any other piece of software. Divvy is always striving to improve the procedure.
> 
> Divvy is a unique tool that provides an all-in-one solution for your needs. In addition to issuing the card, they also handle all of the associated expenses. All of our expenses are now coded in Accounting so that our field workers can simply submit receipts and a business reason and move on.

-----

### "Use bill for your employees" — 5.0/5

> **Leah** | *3. Juli 2025* | Informationstechnologie & -dienste | Empfehlungsbewertung: 10.0/10
> 
> **Vorteile**: It was a quick and easy process to start up. My job can load money and I can use the card the same day.
> 
> **Nachteile**: I do not have anything bad or negative to say about the setup or use of the app and or card. Nothing I liked least.
> 
> Overall it is an easy and quick way for my company to send money to me to complete my work. I would recommend for other companies to use bill.

-----

### "Hidden Traps and Zero Warning  A Financial Disaster for Small Businesses" — 1.0/5

> **Mark** | *16. Mai 2025* | Sicherheit & Untersuchungen | Empfehlungsbewertung: 0.0/10
> 
> **Vorteile**: Honestly, very little. Initially, the idea of having a line of credit with built-in expense tracking seemed promising. But any potential benefits were completely overshadowed by poor communication, lack of transparency, and practices that put small businesses at serious financial risk.
> 
> **Nachteile**: Their billing cycle is confusing and poorly communicated. I borrowed $13,000 to cover payroll, and just days later, they pulled the entire amount back from my business account without warning, sending my balance deep into the negative. There was no notice, no option to schedule repayment, and no transparency. This kind of unpredictable behavior is dangerous for any small business relying on stable cash flow. It felt predatory and completely negligent.
> 
> My experience with BILL Spend \&amp; Expense was disastrous. I was approved for a $24,000 line of credit and drew $13,000 to cover payroll, only to have the entire amount yanked from my bank account within days without any clear billing schedule or warning. This left my account severely overdrawn and put my business at serious financial risk. Their lack of communication, transparency, and consideration for how small businesses operate is unacceptable. I would never recommend this platform to any business owner who values stability, trust, and responsible financial practices.

-----

### "BSE is up to great things\!" — 4.0/5

> **Krystal** | *21. November 2023* | Buchhaltung | Empfehlungsbewertung: 10.0/10
> 
> **Vorteile**: I love the transparency and opportunity to have a real time look into your company's spending and the ability to code and sync directly into QuickBooks.
> 
> **Nachteile**: The least robust features are reimbursements and account mappings. It is frustrating to take many steps to unmap and map custom fields. Make it in the same place at least.
> 
> I think BSE is a great efficiency tool. Coupled with it's low price of FREE-99, it offers great control over expenses in a real time capacity.

-----

### "Divvy is the BEST" — 5.0/5

> **Kelsi** | *25. Februar 2022* | Tierarzt | Empfehlungsbewertung: 10.0/10
> 
> **Vorteile**: Divvy is a very innovative product that allows for you to have an all in one product. They not only issue the card, but they provide the expense management. With their help, we have been able to bring all expense coding inside Accounting to allow for our teammates in the field to just submit a receipt and a business purpose and move on.
> 
> **Nachteile**: The reimbursement and reporting side could use some work. Divvy does not charge for reimbursements and does not make money for that part of the product, so I understand that it is not their priority, however to make a better product they would puts some resources there.
> 
> Amazing. I truly enjoyed working with our Implementation Manager and felt like they worked with us as a partner, not a client.  They were willing to work with us on all of our many asks.

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Seite: 1 / 19\
Weiter: [Nächste Seite](https://www.capterra.ch/software/166905/divvy?page=2)

## Links

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